Book a no-obligation consultation with HFA Later Life today. Specialists in Lifetime Mortgages and Equity Release!
At HFA Later Life, we help homeowners aged 55 and over make the most of their retirement with expert advice on lifetime mortgages and equity release solutions. Based in Wigan and serving communities across the North West and beyond, our friendly team of qualified advisers operates locally in areas including Liverpool, Preston, Southport, Ormskirk, St Helens, Leigh, Warrington, Manchester, Doncaster, Rotherham, and Cheshire.
Whether you’re looking to supplement your retirement income, make home improvements, support family, or simply enjoy more financial freedom, equity release could be a suitable option.
More About Us
Equity release allows you to access some of the wealth tied up in your home without the need to move. It’s a way of turning property value into a cash lump sum, smaller payments, or both - all tax-free. The most common form of equity release is a lifetime mortgage, which enable...
A lifetime mortgage is a type of equity release designed for homeowners aged 55 and over. It is a long-term loan secured against your property, with no need to make monthly repayments unless you choose to. The loan, plus any interest, is repaid when the last borrower dies or move...
We offer face-to-face and remote consultations, so whether you prefer a meeting in the comfort of your home or a virtual appointment, we’re here to make the process straightforward and stress-free.
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Helen & Sandra were fantastic throughout the entire process of buying a house. As a first time buyer I was very grateful for all of their experience and help, it made the process stress free. I'd recommend Helen & Sandra to anybody that's buying a house.
ChrisHF Associates provided expert insight and support throughout the whole sale and purchase process giving us guidance and options with a positive approach. A massive thank you from my family as HF played a major part in securing our perfect home. Highly recommended 👏
Craig KayeFantastic service from Jane Murphy. Helpful and informative from start to end. Great support all the way through.
J robinsonHelen is truly the standard to how all other mortgage advisors should be. Her communication is timely and to the point, she will tell you the facts of the matter and not lead you down the garden path. If it can be done, Helen is the one who will be... read more
Frank FrancisWhat a fantastic service HFA Mortgage & Protection provides. Communication and support throughout the process was excellent. 5 star from start to finish.
Kim BluckA massive thanks to Helen, Sandra and Co for all their help and advice. I would highly recommend them and will definitely be using them again!
Natalie EdmondsLaura was very professional, worked hard at getting us a low rate fixed mortgage beyond our expectations,Sandra was really helpful , when we had various problems went way beyond expectations Can’t thank them enough , Highly recommend
Christina DisleyAbsolutely amazing team! Laura and Sandra were great through every step of the process. Buying my first home was daunting to say the least. They have made it the smoothes experience. Thank you soooo much
Rosie shireHighly Recommend. Helen and the team made the process really easy and smooth for us
MattHomeowners looking to access money tied up in their property may consider several routes. A Lifetime Mortgage can allow ...
Homeowners looking to access money tied up in their property may consider several routes. A Lifetime Mortgage can allow eligible homeowners to release equity while remaining in the...
One feature that distinguishes many Lifetime Mortgages from standard residential...
One feature that distinguishes many Lifetime Mortgages from standard residential mortgages is that mandatory monthly repayments ma...
A common concern for homeowners considering equity release is whether taking a L...
A common concern for homeowners considering equity release is whether taking a Lifetime Mortgage means they must remain in the sam...
One of the most common questions people ask when first exploring equity release ...
One of the most common questions people ask when first exploring equity release is whether a Lifetime Mortgage creates another mon...
