Book a no-obligation consultation with HFA Later Life today. Specialists in Lifetime Mortgages and Equity Release!
At HFA Later Life, we help homeowners aged 55 and over make the most of their retirement with expert advice on lifetime mortgages and equity release solutions. Based in Wigan and serving communities across the North West and beyond, our friendly team of qualified advisers operates locally in areas including Liverpool, Preston, Southport, Ormskirk, St Helens, Leigh, Warrington, Manchester, Doncaster, Rotherham, and Cheshire.
Whether you’re looking to supplement your retirement income, make home improvements, support family, or simply enjoy more financial freedom, equity release could be a suitable option.
More About Us
Equity release allows you to access some of the wealth tied up in your home without the need to move. It’s a way of turning property value into a cash lump sum, smaller payments, or both - all tax-free. The most common form of equity release is a lifetime mortgage, which enable...
A lifetime mortgage is a type of equity release designed for homeowners aged 55 and over. It is a long-term loan secured against your property, with no need to make monthly repayments unless you choose to. The loan, plus any interest, is repaid when the last borrower dies or move...
We offer face-to-face and remote consultations, so whether you prefer a meeting in the comfort of your home or a virtual appointment, we’re here to make the process straightforward and stress-free.
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After 5 years of hell with divorce, business and health, and the recent problems we all suffer - It has been a pleasure to deal with Jane @ HF Associates. I heartily recommend if you need someone who will stop and talk in plain English. Moving house today... read more
Shaun AshtonWhat a fantastic service HFA Mortgage & Protection provides. Communication and support throughout the process was excellent. 5 star from start to finish.
Kim BluckI hope Mike Burrows reads this and it put a smile on his face. He is the most knowledgeable, patient, professional and super helpful mortgage advisor I have ever met. I am surprised he hasn’t blocked my number cos of my numerous questions about mortgages hahah. He wants you to... read more
Eni guessHelen is brilliant. She is our go-to mortgage advisor. She is always on hand to answer any questions and I fully trust her opinion. Sandra is also a wonderful support, deals with things very quickly and helps get things over the line. I would 100% recommend their service and I... read more
Amy RebeccaThere are no words to describe how amazing you are. This is not the first time we worked together and every time we are completing on our property I remember why we are always coming back to you. Thank you Helen, Sandra and Angela. The team is amazingly friendly, and... read more
Sergiu HolhosHelen and Sandra, helped me and my partner buy our first house and also remortgage. Both times they were absolutely fantastic, give the best and realistic advice. Sandra always kept us up to date with where things were up to and chased the solicitors constant to help things run and... read more
Courtney LloydSmooth and efficient service from the start to the completion of my mortgage. Sandra was most helpful in dealing with any queries that we had.
Charles CropperWould highly recommend them just had our mortgage changed over, they kept us informed at each stage, worked in our best interest at all times, they took all the pressure of us and were always on hand when we needed them, would definitely use them again.
julie robinsonBrilliant service from the team - especially Helen who is very helpful and always available when needed! Would highly recommend :)
Jo TonerEquity Release for Living Life. Tony and Jan had always dreamed big. Maps covered their walls. Travel books filled their...
Equity Release for Living Life. Tony and Jan had always dreamed big. Maps covered their walls. Travel books filled their shelves. For decades, they’d talked about “one day”. ...
Equity Release used for medical purposes. Phil and Julie never expected to be in...
Equity Release used for medical purposes. Phil and Julie never expected to be in this position. They had worked hard, planned care...
Equity Release for a Holiday Home. For Gary and Wendy, retirement wasn’t about...
Equity Release for a Holiday Home. For Gary and Wendy, retirement wasn’t about slowing down. It was about freedom, flexibility a...
Kevin and Amanda’s equity release process started after a long awaited ambitio...
Kevin and Amanda’s equity release process started after a long awaited ambition. They have always been football people. As long-...
