Book a no-obligation consultation with HFA Later Life today. Specialists in Lifetime Mortgages and Equity Release!
At HFA Later Life, we help homeowners aged 55 and over make the most of their retirement with expert advice on lifetime mortgages and equity release solutions. Based in Wigan and serving communities across the North West and beyond, our friendly team of qualified advisers operates locally in areas including Liverpool, Preston, Southport, Ormskirk, St Helens, Leigh, Warrington, Manchester, Doncaster, Rotherham, and Cheshire.
Whether you’re looking to supplement your retirement income, make home improvements, support family, or simply enjoy more financial freedom, equity release could be a suitable option.
More About Us
Equity release allows you to access some of the wealth tied up in your home without the need to move. It’s a way of turning property value into a cash lump sum, smaller payments, or both - all tax-free. The most common form of equity release is a lifetime mortgage, which enable...
A lifetime mortgage is a type of equity release designed for homeowners aged 55 and over. It is a long-term loan secured against your property, with no need to make monthly repayments unless you choose to. The loan, plus any interest, is repaid when the last borrower dies or move...
We offer face-to-face and remote consultations, so whether you prefer a meeting in the comfort of your home or a virtual appointment, we’re here to make the process straightforward and stress-free.
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Smooth and efficient service from the start to the completion of my mortgage. Sandra was most helpful in dealing with any queries that we had.
Charles CropperHelen and her team were absolutely amazing. After being completely let down by other mortgage brokers for over a year she got us a re-mortgage deal within a day! We were always kept up-to-date with the progress and it was all done and dusted in about 6 weeks! I can... read more
Daniel Meyer-LopezHF Associates was realy helpful, they made the dealing stress free. Thank you.
Dan ObeadaFantastic service from Jane Murphy. Helpful and informative from start to end. Great support all the way through.
J robinsonI can't thank Helen and the team at HF Associates enough for all their help and guidance with purchasing my new home. As a first time buyer they made me feel at ease and were always at the end of the phone if I needed anything. Special thanks to Sandra... read more
Carmen BarrettNothing was too much trouble for Helen & the team. Very knowledgeable & always updated me promptly with any developments, seeing it through to the very end. Would absolutely recommend them. Thanks
Phil BarkerExcellent service again! Our remortgage was nice and smooth thanks to Helen and her team!
Christian ChesworthWas referred by a friend and was worth every penny. Helen made it very clear and laid out all possibilities to us. She saved us money by keeping on top of market changes will allowed us to get us a cheaper rate. Her team member Sandra was also fantastic throughout... read more
Stephen DarwinVery professional mortgage broker, staff are very friendly and welcoming, Michael our advisor was personable, thorough and explained everything in an understandable way with no waffle, he was extremely professional but was also helpful and did things in a timely manner. Very highly recommended
trish gibneyFor many homeowners aged 55 and over, equity release begins with curiosity rather than certainty. Often, it starts with ...
For many homeowners aged 55 and over, equity release begins with curiosity rather than certainty. Often, it starts with a conversation: “Where Do You Start With Equity Release? T...
My Equity Release Journey – Three years ago, Susan admits she barely recog...
My Equity Release Journey – Three years ago, Susan admits she barely recognised herself. At 63, life had become smaller than...
Are you thinking about later life planning in Ormskirk? For homeowners in our re...
Are you thinking about later life planning in Ormskirk? For homeowners in our region, retirement planning is changing. Longer life...
So is Equity release a better alternative to downsizing? For many homeowners in ...
So is Equity release a better alternative to downsizing? For many homeowners in Southport, the idea of downsizing often comes up w...
