Book a no-obligation consultation with HFA Later Life today. Specialists in Lifetime Mortgages and Equity Release!
At HFA Later Life, we help homeowners aged 55 and over make the most of their retirement with expert advice on lifetime mortgages and equity release solutions. Based in Wigan and serving communities across the North West and beyond, our friendly team of qualified advisers operates locally in areas including Liverpool, Preston, Southport, Ormskirk, St Helens, Leigh, Warrington, Manchester, Doncaster, Rotherham, and Cheshire.
Whether you’re looking to supplement your retirement income, make home improvements, support family, or simply enjoy more financial freedom, equity release could be a suitable option.
More About Us
Equity release allows you to access some of the wealth tied up in your home without the need to move. It’s a way of turning property value into a cash lump sum, smaller payments, or both - all tax-free. The most common form of equity release is a lifetime mortgage, which enable...
A lifetime mortgage is a type of equity release designed for homeowners aged 55 and over. It is a long-term loan secured against your property, with no need to make monthly repayments unless you choose to. The loan, plus any interest, is repaid when the last borrower dies or move...
We offer face-to-face and remote consultations, so whether you prefer a meeting in the comfort of your home or a virtual appointment, we’re here to make the process straightforward and stress-free.
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Helen and the team were amazing! Sandra was very attentive and quick to respond to any query I had. It was such a positive experience during a stressful time!! Thank you again for all your help!! Would highly recommend to anyone!!
Eleanor PritchardWould highly recommend them just had our mortgage changed over, they kept us informed at each stage, worked in our best interest at all times, they took all the pressure of us and were always on hand when we needed them, would definitely use them again.
julie robinsonWhat a fantastic service HFA Mortgage & Protection provides. Communication and support throughout the process was excellent. 5 star from start to finish.
Kim BluckThanks to Lindsay & Helen, for such a smooth process on our remortgage, kept up to date on everything threw the process, nothing was to much trouble, would highly recommend Thanks Again
Scott LeekHF Associates provided expert insight and support throughout the whole sale and purchase process giving us guidance and options with a positive approach. A massive thank you from my family as HF played a major part in securing our perfect home. Highly recommended 👏
Craig KayeBrilliant service from the team - especially Helen who is very helpful and always available when needed! Would highly recommend :)
Jo TonerI was referred to Helen from my previous broker and I can't recommend Helen enough. The advice I received was very helpful, impartial and (in my particular case) free of charge. Excellent friendly service. I wouldn't hesitate returning in the future. Thanks again!
Martyn HoltThere are no words to describe how amazing you are. This is not the first time we worked together and every time we are completing on our property I remember why we are always coming back to you. Thank you Helen, Sandra and Angela. The team is amazingly friendly, and... read more
Sergiu HolhosFantastic service from Jane Murphy. Helpful and informative from start to end. Great support all the way through.
J robinsonIs equity release for me? For years, Michael and Elaine lived carefully. Not recklessly or extravagantly. Just cautiousl...
Is equity release for me? For years, Michael and Elaine lived carefully. Not recklessly or extravagantly. Just cautiously. Like many retired couples, they watched every outgoing cl...
For many homeowners aged 55 and over, equity release begins with curiosity rathe...
For many homeowners aged 55 and over, equity release begins with curiosity rather than certainty. Often, it starts with a conversa...
My Equity Release Journey – Three years ago, Susan admits she barely recog...
My Equity Release Journey – Three years ago, Susan admits she barely recognised herself. At 63, life had become smaller than...
Are you thinking about later life planning in Ormskirk? For homeowners in our re...
Are you thinking about later life planning in Ormskirk? For homeowners in our region, retirement planning is changing. Longer life...
