Book a no-obligation consultation with HFA Later Life today. Specialists in Lifetime Mortgages and Equity Release!
At HFA Later Life, we help homeowners aged 55 and over make the most of their retirement with expert advice on lifetime mortgages and equity release solutions. Based in Wigan and serving communities across the North West and beyond, our friendly team of qualified advisers operates locally in areas including Liverpool, Preston, Southport, Ormskirk, St Helens, Leigh, Warrington, Manchester, Doncaster, Rotherham, and Cheshire.
Whether you’re looking to supplement your retirement income, make home improvements, support family, or simply enjoy more financial freedom, equity release could be a suitable option.
More About Us
Equity release allows you to access some of the wealth tied up in your home without the need to move. It’s a way of turning property value into a cash lump sum, smaller payments, or both - all tax-free. The most common form of equity release is a lifetime mortgage, which enable...
A lifetime mortgage is a type of equity release designed for homeowners aged 55 and over. It is a long-term loan secured against your property, with no need to make monthly repayments unless you choose to. The loan, plus any interest, is repaid when the last borrower dies or move...
We offer face-to-face and remote consultations, so whether you prefer a meeting in the comfort of your home or a virtual appointment, we’re here to make the process straightforward and stress-free.
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I would like to thank Helen and Lindsay for all the help and for bearing with me through everything. I particularly appreciate Ms.Lindsay Stanton because she found the best mortgage rate for our property purchase. Lindsay explained everything in details and she made the whole process very clear. She was... read more
Allen B.Thanks to Lindsay & Helen, for such a smooth process on our remortgage, kept up to date on everything threw the process, nothing was to much trouble, would highly recommend Thanks Again
Scott LeekI continue to use and to refer people to Helen at HF Associates for all mortgage issues. The team is a well drilled outfit, making it so easy and smooth. Give them a try.
Jim TooheyExcellent service again! Our remortgage was nice and smooth thanks to Helen and her team!
Christian ChesworthCan honestly say Jane Murphy made the whole process very easy and stress free for me. Thank you for all your help in finding a new Mortgage deal in order for me to Sell and purchase a new property (for the 2nd time!) Talked to me as a friend and... read more
Dezley WHighly Recommend. Helen and the team made the process really easy and smooth for us
MattAfter 5 years of hell with divorce, business and health, and the recent problems we all suffer - It has been a pleasure to deal with Jane @ HF Associates. I heartily recommend if you need someone who will stop and talk in plain English. Moving house today... read more
Shaun AshtonI hope Mike Burrows reads this and it put a smile on his face. He is the most knowledgeable, patient, professional and super helpful mortgage advisor I have ever met. I am surprised he hasn’t blocked my number cos of my numerous questions about mortgages hahah. He wants you to... read more
Eni guessHelen is truly the standard to how all other mortgage advisors should be. Her communication is timely and to the point, she will tell you the facts of the matter and not lead you down the garden path. If it can be done, Helen is the one who will be... read more
Frank FrancisAre you thinking about later life planning in Ormskirk? For homeowners in our region, retirement planning is changing. L...
Are you thinking about later life planning in Ormskirk? For homeowners in our region, retirement planning is changing. Longer life expectancy, evolving financial needs and rising l...
So is Equity release a better alternative to downsizing? For many homeowners in ...
So is Equity release a better alternative to downsizing? For many homeowners in Southport, the idea of downsizing often comes up w...
Equity Release in Wigan for Homeowners – For many homeowners in Wigan, ret...
Equity Release in Wigan for Homeowners – For many homeowners in Wigan, retirement brings a new phase of life, one where time...
For many homeowners entering retirement, their home represents their largest fin...
For many homeowners entering retirement, their home represents their largest financial asset, so can equity release help? While pe...
