For Keith and Julie, both in their early 70s, retirement was supposed to mean freedom and a later life adventure. Every time they set out to explore the UK in their trusty Nissan Qashqai, they found themselves a little more limited due to having to organise hotel bookings, B&B bills, as well as the hassle of packing and unpacking.
“We wanted adventure,” Julie said. “But it felt like we were just swapping one set of chores for another when we got away.”
The Dream of a Motorhome
Keith had always loved the idea of a motorhome. A home on wheels, with the freedom to go wherever the mood took them. One evening, he spotted a model online: a spacious vehicle with a double bed, kitchen and dining area. “Basically a static caravan, but with wheels,” he smiled.
It was exactly what they’d been dreaming of. The only problem? The price tag.
Looking for Solutions
Rather than dip into savings, Keith began researching alternatives. That’s when he discovered equity release could allow them to use some of the value tied up in their home to fund their dream.
How HFA Later Life Helped
Keith and Julie contacted HFA Later Life. Their adviser explained the ins and outs of lifetime mortgages, including how they could unlock tax-free cash from their home while keeping full ownership and the right to live there for life.
“We had a lot of questions,” Julie admitted. “We were so pleased though as everything was explained clearly with no jargon and no pressure.”
Within weeks, they had the funds in place and the keys to their new motorhome.
Adventures Across the UK
The couple set off almost immediately, determined to make the most of their new freedom. They toured the Cornish coast, camped near the Yorkshire Dales and eventually made their way to the Outer Hebrides, which was a lifelong dream.
“One night, lying in bed, I looked up through the skylight,” Julie said. “The stars were so bright, it was like a lantern had been lit above us. It was so so quiet as well. It really was magical.”
Life on the Road
For Keith and Julie, the motorhome wasn’t just a vehicle. It was a lifestyle. They no longer worry about hotel bookings, mealtimes, or checkouts. Everything they need travels with them.
“Every trip feels like an adventure,” Keith said. “We can go as far or as near as we like. The best bit for me is the freedom but most importantly its that we’re doing it together.”
Equity release gave Keith and Julie the freedom they craved without compromising their security.
Thinking About Your Own Options?
Like Keith and Julie, you might be dreaming of travel, a holiday home, or simply more flexibility in retirement.
Equity release could be a way to unlock those possibilities. At HFA Later Life, we’ll help you explore whether it’s right for you with clear, expert advice.
Visit www.HFALaterLife.uk to book your free consultation with an experienced, expert adviser.
Important Notice:
Equity release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes.
This is a Lifetime Mortgage. These are only applicable to those 55 and over, and it could affect eligibility to state means-tested benefits and the inheritance you may leave. To understand the features and risks, ask for a personalised illustration.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and will be agreed with you before proceeding, but we estimate it will be £1,500 payable at completion for equity release products.
